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Insurance

Moving Peace of Mind

Moving insurance for when accidents happen. 2 Brothers Moving is a fully licensed and insured company. We carry insurance in excess of 2 million dollars to protect our customers and their property. In addition, we have an outstanding safety record with less than a 3% claims ratio. In the event however that an accident does happen, it is important to know what additional insurance options are available.

Decide What's Right for Your Move
Less Cost
Included
Released Value Protection
Option 1
Depreciated Value Protection
More Coverage
Option 2
Replacement Value Protection

Included In Your Move

Released Value Protection

The limitation of liability standard is $0.60 per lb per article damaged for belongings. It’s important to note that we, your mover, do not determine the limitations of liability – the federal and state governments do. This means that when the released value protection is selected and an item is damaged the most that can be cliamed is $0.60 per lb per article.

For example is you have a stereo that weighs 10lbs the claim amount would be $6.00.

Get two to five times the coverage with our depreciated or replacement value protection plans.

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Valuation Options

(Add this for more complete protection)

Coverage beyond $0.60/lb is available to purchase. In order to purchase additional coverage you must declare a lump sum value equal or greater to the minimum. The lump sum value is the maximum you would be allowed to claim in the case of a catastrophic event.

Protection Type Included Coverage Level Items Are Valued By
Released Value Protection Minimal Weight of the Item
Depreciated Value Protection Moderate Depreciated Value or Repair Cost
Replacement Value Protection Complete Replacement Value or Repair Cost
Option One

Depreciated Value Protection

Items are valued at their depreciated value or repair cost, whichever is less, for articles lost or damaged while in custody of the carrier. For each $100.00, or fraction thereof, of declared value at $1.25 times the weight of the shipment in pounds of declared lump some value, whichever is higher, the valuation charge shall be 50 cents per each $100.00 of value.

Option Two

Replacement Value Protection

Items are valued at their replacement or repair cost, whichever is less, for articles lost or damaged while in custody of the carrier. This option does NOT consider depreciation. For each $100.00, or fraction thereof, of declared value at $3.50 times the weight of the shipment in pounds or declared lump sum value, whichever is higher, the valuation charge shall be 85 cents per each $100.00 of value.

How Much Will Moving Insurance Cost to Protect My Move?

Size Of Your Home Realized Value Protection* Depreciated Value Protection* Replacement Value Protection*
1BD Apartment (600 sq/ft) Included $33.60 $159.94
2BD Apartment (800 sq/ft) Included $44.80 $213.25
2BD House (1100 sq/ft) Included $67.20 $319.87
3BD House (1600 sq/ft) Included $100.80 $479.81
4BD House (2400 sq/ft) Included $127.40 $606.42
*These are estimated costs only actual valuation charges are determined based on state and federal statutes.
Ready for Your Next Move?